We know it's not always easy to think about or prepare for the tough times in life. Whether that's an injury or illness that results in medical costs or loss of income insurance can protect these. Loss or damage to your home, contents or car can also be managed with insurance. Should the worst occur (loss of life) it's important to protect ourselves and our loved ones.
Injuries or debilitating illnesses are impossible to predict but in the event these occur, what would happen to your mortgage/rent payments and other bills? Having the right type of Income Protection Insurance in place can help you to cover these expenses. Our advisers can help you calculate the amount of cover you need, how soon you would need the payouts, and how long you would need them for.
Life Insurance provides financial protection for your family and loved ones in the event of your death or diagnosis of a terminal illness. It is essential if you have a mortgage, loan or people financially dependent on you. This insurance policy pays out a tax-free lump sum upon your death. And, the cover can be extended to include Total Permanent Disablement and Critical Illnesses.
The money from this can be used to pay off a mortgage/loan, provide income for your family and to help with funeral costs.
Having good Health Insurance is invaluable. It is designed to meet the medical costs arising for private treatment in the event of surgery, hospitalisation, specialists consults and diagnostic testing. It will provide you with faster access to medical care that suits your needs.
You accumulate assets through life. And, your hard work deserves good protection. Insurance for the things you own and the lifestyle you’ve built is important for peace of mind, whether that be your home, contents, vehicles, boats or rental property.